Personal Property Inventory Checklist
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It makes no difference whether you rent or or own your home, you still need to keep a detailed inventory of what’s inside it! It might sound like a lot of hard work and can take some time initially, but it can save you a whole heap of time and effort if you have an accurate inventory of your belongings and proof of ownership if you ever do need to make a claim. It will enable the claim to be settled much quicker and easier. For this purpose it really does pay to keep the receipts of all major purchases, along with descriptions and photographic evidence. I know, it sounds a bit “Monica from Friends” but there are times when we all need to get organized, and make no mistake, if there is a fire the “Monica’s” of this world get their claims paid out much sooner than the “Rachel’s”.
So go on, make a big effort and get the camera or video recorder out and go through your whole house, open all the drawers and closets, take individual photos of any items of specific value and get cracking. If you’re not sure where to start we’ve compiled a home inventory checklist for you. Another vital bit of advice, make sure that you keep this record somewhere other than your home, how about your parents house or other family members, after all, you don’t want all of that evidence to go up in smoke along with your camera do you?
For most people renter’s insurance is the one of the cheapest insurances you can buy. Most typical renter’s insurance policies are around $10-25/month.
Right, make sure you go through the whole house, here’s a list of just how detailed you need to be. Use our list or compile your own, but don’t put it off too long or you may just live to regret it.
Kitchen Item Number Date of Purchase Serial # Cost/Value
Light fixtures and fittings
Pots and Pans
Kitchen Tools and Gadgets
Average Food Supplies
Ornaments and Vases
Fireplace plus equipment
Book case including books
Den or Home Office
Lobbies and Hallways
Light fittings and fixtures
Bedroom (make separate inventory for each)
Items of Clothing
Dirty Clothes Hamper
Toys and Games
Garden Tools and Equipment
Carpentry Tools or Supplies
Christmas and Holiday Decorations
Garden Swing/Trampolene/Outdoor toys
Plants and Planters