Personal Property Inventory Checklist For Your House or Apartment

Personal Property Inventory Checklist
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It makes no difference whether you rent or or own your home, you still need to keep a detailed inventory of what’s inside it! It might sound like a lot of hard work and can take some time initially, but it can save you a whole heap of time and effort if you have an accurate inventory of your belongings and proof of ownership if you ever do need to make a claim. It will enable the claim to be settled much quicker and easier.  For this purpose it really does pay to keep the receipts of all major purchases, along with descriptions and photographic evidence. I know, it sounds a bit “Monica from Friends” but there are times when we all need to get organized, and make no mistake, if there is a fire the “Monica’s” of this world get their claims paid out much sooner than the “Rachel’s”.

So go on, make a big effort and get the camera or video recorder out and go through your whole house, open all the drawers and closets, take individual photos of any items of specific value and get cracking. If you’re not sure where to start we’ve compiled a home inventory checklist for you. Another vital bit of advice, make sure that you keep this record somewhere other than your home,  how about your parents house or other family members, after all, you don’t want all of that evidence to go up in smoke along with your camera do you?

 

For most people renter’s insurance is the one of the cheapest insurances you can buy. Most typical renter’s insurance policies are around $10-25/month.

Right, make sure you go through the whole house, here’s a list of just how detailed you need to be. Use our list or compile your own, but don’t put it off too long or you may just live to regret it.

Kitchen                   Item            Number      Date of Purchase       Serial #         Cost/Value      

Chairs

Table

Kitchen cabinets

Light fixtures and fittings

Curtains/Blinds

Refrigerator

Freezer

Dishwasher

Stove

Oven

Microwave

Disposal Unit

Washing Machine

Clothes Dryer

Other Appliances

Bowls

Glasses

Dishes

Plates

Pots and Pans

Kitchen Tools and Gadgets

Kitchen Utensils

Clocks

Radio

Television

Average Food Supplies

Pictures/Ornaments

Other (Specify)

Dining Room

Table

Chairs

Carpets

Rugs

Curtains/Blinds

China Cabinet

Silverware

Crystal

Clock

Pictures/Wall Hangings

Mirrors

Lamps

Ornaments

Table cloth

Napkins

Other (specify)

Living Room

Sofa

Chairs

Curtains/Blinds

Carpets

Rugs

End Tables

Coffee

Tables

Pictures/Wall Hangings

Ornaments and Vases

Lamps

Television

VCR

CD Player

Stereo

Radio

Camcorder

Records/CDs/Tapes/DVDs

Fireplace plus equipment

Desk

Clock

Book case including books

Den or Home Office

Carpets

Rugs

Curtains/Blinds

Desk

Chairs

Lamps

Computer

Printer

Scanner

Telephone

Fax machine

Portable heater

Bookcase

Radio

Other (specify)

Lobbies and Hallways

Carpets

Rugs

Table

Chair

Coat Stand

Light fittings and fixtures

Lamp

Other (specify)

Bedroom (make separate inventory for each)

Carpets

Rugs

Curtains/Blinds

Lamp

Headboard

Mattress

Bedding

Chests

Dressers

Dressing Tables

Bedside Tables

Lamps

Radio

Clock

Television

Chair

Desk

Bookcase

Pictures

Mirrors

Ornaments

Items of Clothing

Shirts

Pants

Jackets

Skirts

Suits

Dresses

Coats

Shoes

Accessories

Other (specify)

Bathrooms  

Rugs/Mats

Curtains/Blinds

Shower Curtain

Bathroom Scales

Cabinet

Electrical Appliances

Dirty Clothes Hamper

Toiletries

Towels etc

Mirrors

Other (specify)

Basement/Shed/Garage/Attic

Vehicles

Luggage

Furniture

Toys and Games

Sports Stuff

Bicycles

Garden Tools and Equipment

Lawnmower

Boats

Trailers

Snow Blower

Work Bench

Ladder/Step Ladder

Carpentry Tools or Supplies

Pet Supplies

Christmas and Holiday Decorations

Other (specify)

Outdoors

Garden Ornaments

Bench

Chairs

Table

Barbecue

Gazebo

Umbrella

Garden Swing/Trampolene/Outdoor toys

Plants and Planters

Other (specify)

Extras

Jewelry

Furs

Hobby Equipment

Sports Equipment

Other (Specify)

    

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